Checking
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Debit Cards/ATM
Bank at Work Program
Merchant Processing
Cash Management Services
Online Business Banking
Order Checks

Managing your company's financial resources requires dependable, accurate and timely bank services to meet your objectives. Managing cash can be complicated, whether you are meeting a payroll, updating receivable or improving profitability by investing or paying down a loan.

Bank of Elmwood can make this challenge easy by providing you with tools to save time and money. Our services will help you speed the collection of funds, retain this money longer, and understand your cash flow better. Through a commitment to current technology and developing solutions to fit customer needs, Bank of Elmwood has established itself as a leader in Cash Management Services.

Collection Services

Improve working capital by accelerating the deposit of customer remittances and cash. Bank of Elmwood's collection services include Wholesale Lockbox, Retail Lockbox, Money Center, Cash Concentration, "Deposit Reconciliation" and ACH.

Disbursement Services

Allow timely, cost-effective payments to be made by check while giving you the tools to eliminate overdrafts and prevent fraud. Bank of Elmwood's disbursement services include Controlled Disbursement, Account Reconciliation and Positive Pay.

Information Services

Access your balance and float information, summary and detail transaction data on prior-day or current-day information via your home PC, phone or fax. You may also initiate transactions with the Bank via your PC. Bank of Elmwood offers On-Line Banker as the commercial customer's electronic window to the Bank.

Electronic Commerce

Encompasses a variety of tools to transfer funds electronically with accompanying information - Bank of Elmwood's PC ACH include ACH, TaxTel®, Financial Electronic Data Interchange and Wire Transfer.

Other Services

Positive Pay/Account Reconciliation
Automatic Sweep Accounts
	Line of Credit Sweep
	Investment Sweep
ACH Collections & Disbursements
CD-ROM Check Imaging
Lockbox Service
Deposit Reporting
Financial EDI Reporting
Controlled Disbursement Services
Zero Balance Accounts
Wire transfers
Account Analysis

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