| Choice Checking |
It's Free! |
|
Description |
You do not maintain a minimum balance and you require unlimited check writing! |
Balance Requirements for Deposits
**OR** |
No Minimum |
| Balance Requirements for Loans |
Not Applicable |
Monthly Service Charge
(IF REQUIREMENTS NOT MAINTAINED) |
Free |
| Transaction Limitations |
• Non-Pulse ATM Fees $2/each |
| Minimum to Open |
$100 |
| Benefits Include |
BANKLINQ 24 Hour Phone Access
Debit Card
Check Safekeeping
Combined Statement
Unlimited Check Writing
Unlimited ATM Withdrawals
Free Notary
Online Banking
Free Online Check Images
Free E-Statements
Free Bill Pay for 120 Days
Free Bill Pay (with two or more bills paid monthly) |
| E-Checking |
New & Convenient! |
|
Description |
You manage your checking account online and desire the convenience of technology! |
Balance Requirements for Deposits
**OR** |
No Minimum, however, you must have Direct Deposit |
| Balance Requirements for Loans |
Not Applicable |
Monthly Service Charge
(IF REQUIREMENTS NOT MAINTAINED) |
• None with Direct Deposit.
• Without Direct Deposit, $6 per month
• $1 per check paid in excess of 3 |
| Transaction Limitations |
Non-Pulse ATM Fees:
• First 5 Free
• $2 each in excess |
| Minimum to Open |
$100 |
| Benefits Include |
BANKLINQ 24 Hour Phone Access
Debit Card
Check Safekeeping
Combined Statement
Unlimited Check Writing
Unlimited ATM Withdrawals
Free Notary
Online Banking
Free Online Check Images
Free E-Statements
Free Bill Pay for 120 Days
Free Bill Pay (with two or more bills paid monthly)
Overdraft Protection
Free Travelers Checks (single signature) |
| Prestige Checking |
Earn Benefits! |
|
Description |
You maintain higher account balances and desire interest on your deposit balances! |
Balance Requirements for Deposits
**OR** |
$1,500 Minimum Daily Balance in this Checking Account or $3,000 Average Daily Balance in a Regular Savings Account or $5,000 Average Daily Balance in a Bank of Elmwood CD or $7,500 Aggregate Average Daily Balance in a Bank of Elmwood Checking, Regular Savings, Money Market, or CD |
| Balance Requirements for Loans |
$100,000 Outstanding Balance on a Mortgage Loan |
Monthly Service Charge
(IF REQUIREMENTS NOT MAINTAINED) |
• $15 Monthly Maintenance Fee
• $.50 per check paid in excess of 10 |
| Transaction Limitations |
Non-Pulse ATM Fees
• First 5 Free
• $2 each in excess |
| Minimum to Open |
$100 |
| Benefits Include |
BANKLINQ 24 Hour Phone Access
Debit Card
Check Safekeeping
Combined Statement
Unlimited Check Writing
Unlimited ATM Withdrawals
Free Notary
Online Banking
Free Online Check Images
Free E-Statements
Free Bill Pay for 120 Days
Free Bill Pay (with two or more bills paid monthly)
Overdraft Protection
Free Travelers Checks (single signature)
Free or Reduced Personalized Checks
Free Cashiers Check
Free Money Orders
Discount on Safe Deposit Box
Interest Bearing
Free Financial Review with Elmwood Investments |
| Dividend Club Checking |
Baby Boomers Plus! |
|
Description |
You are age 50 or better, maintain higher balances, and desire bank and social/travel benefits! |
Balance Requirements for Deposits
**OR** |
$5,000 Minimum Daily Balance in this Checking Account or a $5,000 Aggregate Daily Balance in Bank of
Elmwood Checking, Regular Savings, Money Market, CD or IRA Accounts |
| Balance Requirements for Loans |
$100,000 Outstanding Balance on a Mortgage Loan |
Monthly Service Charge
(IF REQUIREMENTS NOT MAINTAINED) |
$15 Monthly Maintenance Fee |
| Transaction Limitations |
Non-Pulse ATM Fees
• First 5 Free
• $2 each in excess |
| Minimum to Open |
$100 |
| Benefits Include |
BANKLINQ 24 Hour Phone Access
Debit Card
Check Safekeeping
Combined Statement
Unlimited Check Writing
Unlimited ATM Withdrawals
Free Notary
Online Banking
Free Online Check Images
Free E-Statements
Free Bill Pay for 120 Days
Free Bill Pay (with two or more bills paid monthly)
Overdraft Protection
Free Travelers Checks (single signature)
Free or Reduced Personalized Checks
Free Cashiers Check
Free Money Orders
Discount on Safe Deposit Box
Interest Bearing
Free Financial Review with Elmwood Investments
Social Benefits and Travel Opportunities |
