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Regular Savings
Money Market Savings
Indexed Money Market Account
Certificates of Deposit
Christmas Club
U.S. Savings Bonds



Regular Savings  

Passbook or statement savings. $300 minimum balance required for service charge free account. Interest compounded quarterly in passbook; monthly for statement.

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Money Market Savings  

Minimum balance requirement of $1,000. Maximum of 6 withdrawals per month (up to 3 may be checks) for service charge free account. Interest compounded monthly. Tiered interest rate based on balance.

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Indexed Money Market Account  

Minimum balance requirement of $15,000. Tiered rate based on balance is tied to the National Prime Rate. Interest credited and compounded monthly. Maximum of 6 transfers from account per month (up to 3 may be checks).

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Certificates of Deposit  

Minimum deposit of $1,000. Highly competitive rates. Terms available for 7 days, 90 days, 6 months, 1 year, 3 years, 5 years...plus other flexible terms.

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Christmas Club  

A savings plan that provides funds plus dividends in time for the holidays. Checks issued in mid-October.

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